One of the APA Intro Psych key themes is “Applying psychological principles can change our lives, organizations, and communities in positive ways” (APA Introductory Psychology Initiative, 2021). In this post, I suggest a way that students can use what they have learned in their Intro Psych course to try to affect public policy. The scientific evidence is clear that good sleep increases our readiness to learn and that the adolescent circadian rhythm tends to lean toward falling asleep later and waking later. This NPR article explains that the reluctance of school boards to change the high school start time to later in the morning is not so much about not understanding or believing the science but are rather about money and logistics (Sweeney, 2023). Perhaps it’s time to prioritize teen sleep and find ways to overcome these barriers. In this assignment, we will write a letter to our school board using what we have learned about sleep in this course. For the purpose of this assignment, you are not required to send your letter. However, if you feel strongly about this issue, I encourage you to send it. Identify the school board you would like to address. It could be for the district where you currently attend or had attended high school, or it could be for the district where your children or other relatives attend school.   Investigate what time the district’s high school(s) start classes. Use the “Writing Letters to Elected Officials” webpage provided by the Center for Community Health and Development at the University of Kansas to create the framework for your letter (Chapter 33. Conducting a Direct Action Campaign | Section 1. Writing Letters to Elected Officials, n.d.). Provide a respectful and professional opening Explain the purpose for writing, e.g., you are interested in the district changing the high school start time to later in the morning, to congratulate the district on their later high school start time. Summarize your understanding, e.g., what impact do you expect that a change in start time will have for students. This may be as simple as, “My understanding is that a later school start time will mean students will be able to get the sleep they need.” Explain your position. Identify at least three pieces of scientific evidence that supports your position on later school start time. You may use information from the National Sleep Foundation position statement (National Sleep Foundation, n.d.),  American Academy of Sleep Medicine health advisory on school start times (American Academy of Sleep Medicine, 2017), your textbook, your instructor, or peer reviewed scientific articles. For each piece of evidence, cite your source. Describe the impact that a later high school start time had, will have, or would have had on you personally. Provide statistics on how many people in the district are or would be positively affected by a later high school start time. If the person you are writing to has expressed support in the past for your position, acknowledge it. Ask how you can help the district adopt a later high school start time, or if a later start time has been adopted, ask if they have suggestions on how you can help other school boards make this same change. Lastly, thank them for their time. Sign off with your name, email address, mailing address, and phone number.   References American Academy of Sleep Medicine. (2017). Health advisory: School start times. https://aasm.org/wp-content/uploads/2017/10/school-start-times-sleep-health-advisory.pdf APA Introductory Psychology Initiative. (2021). APA Introductory Psychology Initiative student learning outcomes for Introductory Psychology. American Psychological Association. https://www.apa.org/about/policy/introductory-psychology-initiative-student-outcomes.pdf Chapter 33. Conducting a direct action campaign | Section 1. Writing letters to elected officials. (n.d.). Retrieved November 10, 2023, from https://ctb.ku.edu/en/table-of-contents/advocacy/direct-action/letters-to-elected-officials/main National Sleep Foundation. (n.d.). Healthy adolescent school start times: A sleep health policy statement from the National Sleep Foundation. Retrieved November 13, 2023, from https://www.thensf.org/wp-content/uploads/2021/08/NSF-Sleep-Health-Policy-Statement_School-Start-Times.pdf Sweeney, C. (2023, November 9). Science says teens need more sleep. So why is it so hard to start school later? NPR. https://www.npr.org/sections/health-shots/2023/11/09/1211610533/science-says-teens-need-more-sleep-so-why-is-it-so-hard-to-start-school-later   ... View more

One of the APA Intro Psych key themes is “Applying psychological principles can change our lives, organizations, and communities in positive ways” (APA Introductory Psychology Initiative, 2021). In this post, I suggest a way that students can use what they have learned in their Intro Psych course to try to affect public policy. Daylight saving time is back on the minds of the members of the U.S. Congress. The American Academy of Sleep Medicine (AASM) has updated their (freely available) position statement on the matter (Rishi et al., 2023), and the National Sleep Foundation has issued their own (freely available) position statement (National Sleep Foundation, n.d.). For this assignment, students in the U.S. will write a letter to their U.S. senators and U.S. representative. Students in Canada will write a letter to their member of Parliament. Students may send the letter if they choose, but it is not a requirement for this assignment. Their letters may urge their recipients to vote either for or against abolishing daylight saving time. While the Canadian lawmakers appear to be content to wait on the United States to make this decision (Gollom, 2023), Canadians can still ask their members of Parliament to make the change. Mexico, on the other hand, did away with daylight saving time in 2022 (Time and Date, n.d.). In this assignment, we will practice writing a letter to our members of Congress or Parliament using what we have learned in this course. For the purpose of this assignment, you are not required to send your letter. However, if you feel strongly about this issue, I encourage you to send it. Identify your members of Congress (senator and representative) or Parliament and their email and mailing addresses. Use the “Writing Letters to Elected Officials” webpage provided by the Center for Community Health and Development at the University of Kansas to create the framework for your letter (Chapter 33. Conducting a Direct Action Campaign | Section 1. Writing Letters to Elected Officials, n.d.). Provide a respectful and professional opening Explain the purpose for writing, e.g., you are interested in doing away with or keeping daylight saving time Summarize your understanding, e.g., what impact do you expect that doing with or keeping daylight saving time will have. This may be as simple as, “My understanding is that abolishing daylight saving time will mean no longer changing our clocks twice a year.” Explain your position. Identify at least three pieces of scientific evidence that supports your position on daylight saving time. You may use information from the AASM position statement, your textbook, your instructor, or peer reviewed scientific articles. For each piece of evidence, cite your source. Describe the impact that abolishing or keeping daylight saving time will have on you personally. Tell a story about how abolishing or keeping daylight saving time will affect you. Provide statistics on how many people will be positively affected by abolishing or keeping daylight saving time. For example, you may want to research the number of people affected by sleep deprivation. If the person you are writing to has expressed support in the past for your position, acknowledge it. If your letter argues for keeping daylight saving time, suggest at least one alternative for how at least one issue associated with daylight saving time may be addressed. Ask how you can help abolish or keep daylight saving time. Lastly, thank them for their time. Sign off with your name, email address, mailing address, and phone number.   References APA Introductory Psychology Initiative. (2021). APA Introductory Psychology Initiative student learning outcomes for Introductory Psychology. American Psychological Association. https://www.apa.org/about/policy/introductory-psychology-initiative-student-outcomes.pdf Chapter 33. Conducting a direct action campaign | Section 1. Writing letters to elected officials. (n.d.). Retrieved November 10, 2023, from https://ctb.ku.edu/en/table-of-contents/advocacy/direct-action/letters-to-elected-officials/main Gollom, M. (2023, March 11). Is time running out on changing clocks twice a year? U.S. Sunshine Protection Act may hold key. CBC. https://www.cbc.ca/news/world/daylight-time-u-s-canada-1.6775291 National Sleep Foundation. (n.d.). Permanent standard time: A position statement from the National Sleep Foundation. Retrieved November 10, 2023, from https://www.thensf.org/wp-content/uploads/2021/03/NSF-Position-on-Permanent-Standard-Time_3.22.2021.pdf Rishi, M. A., Cheng, J. Y., Strang, A. R., Sexton-Radek, K., Ganguly, G., Licis, A., Berneking, M. W., Bhui, R., Creamer, J., Kundel, V., Spector, A. R., Olaoye, O., Hashmi, S. D., Abbasi-Feinberg, F., Abreu, A. R., Gurubhagavatula, I., Kapur, V. K., Kuhlmann, D., Martin, J., … Sullivan, S. (2023). Permanent standard time is the optimal choice for health and safety: An American Academy of Sleep Medicine position statement. Journal of Clinical Sleep Medicine, jcsm.10898. https://doi.org/10.5664/jcsm.10898 Time and Date. (n.d.). Daylight saving time 2023 in México, Mexico. Retrieved November 10, 2023, from https://www.timeanddate.com/time/change/mexico/mexico   ... View more

I’ve had a few people ask me recently where I get my ideas for this blog. The short answer is everywhere and anywhere. But that’s not a very satisfying answer. Another answer: I get ideas for this blog from the same places I get ideas for new content and new examples for my classes. That’s also not a very satisfying answer, but maybe that gets closer to the underlying question. As a member of the American Association for the Advancement of Science (AAAS), I get their flagship magazine Science every week delivered in print. H. Holden Thorp’s editorial that opens each issue and the “working life” essay that closes each issue provide interesting blog fodder. I see that Science is bringing us a special issue on sleep at the end of October 2023. I fully expect a few posts will be based on that issue alone. This blog post on who does science was prompted by a Thorp editorial in Science. As a member of the American Psychological Association (APA), I get both the American Psychologist and the Monitor on Psychology. Again, both in print. While the Monitor often has excellent feature articles, it’s the short research summaries that most frequently catch my attention. Each summary ends with a DOI that makes it comparatively easy to look up the original article. Since the font size for the DOI is quite tiny, each month, I feel like I’m taking an eye test. I’m still passing the test, but when I start failing, I’m ready with my phone’s camera or a visit to the online edition of the Monitor. This blog post on financial psychology was prompted by an interview in the Monitor. The last two publications I get in print are Smithsonian Magazine and Scientific American. The latter publishes more articles that generate blog ideas than the former. This blog post on recreational fear was prompted by a Scientific American article.   My organization system for anything I find potentially blog-worthy in these print publications is pretty straightforward. I rip out the article and put it on top of the stack of previously ripped out articles. It took me a bit to settle on this system. Ripping out pages was hard at first. But since our local public library no longer accepted print magazines for their give-away table, my magazines are destined for the recycling bin. I don’t think our recyclers care if the magazines have missing pages. Although, maybe they’re reading them. Hmmm. I also read from a number of news sources online. The feeds from those news sources come into my news feed reader, Inoreader. Here are a few of my favorite news sources for psychology-relevant material: Science Daily, Positive News, Good News Network, Optimist Daily, New York Times Most Shared, Health, and Science, The Learning Scientists blog, Journal of the American Medical Association (JAMA) Network Open, and NPR Shots health blog. When I see something that could be the subject of a blog post, I tag it with “Macmillan blog.” And anything I see that could go into one of my courses or one of my books, I tag it by book or course and chapter, such as “I-txt: Memory & Cognition” or “S-txt: Groups.” This blog post on pop-up charity shops was prompted by a Positive News article. This blog post on air traffic controllers and sleep and this one on decreasing loneliness with weak ties were prompted by articles from my New York Times Most Shared news feed. While I primarily use Inoreader to categorize stuff I might want to use, I also use Trello and Zotero. I have a Trello board for each of my courses. Within in each board, I have a list for each chapter, and then in each list I have a card for something I might want to change in that chapter the next time I teach the course. In Zotero, I have all of the research article pdfs and websites I reference in my writing. Each writing project has its own folder. I can also tag articles in Zotero, but I’m not quite ready to move everything there just yet. I may keep the “possibles” in Inoreader and save Zotero for the stuff that I am actually using. Or at least that’s my system today. Do you have a system that works for you? Please share in the comments. ... View more

There are lots of opportunities for professional development in the teaching of psychology no matter your budget. If you haven’t already, join the Society for the Teaching of Psychology (STP). Annual membership is $25 for psychology teachers, $15 for students and postdocs. If you live in a country that is not classified by the World Bank as a high income economy, it’s $5. As a member of STP, you get online access to our quarterly journal Teaching of Psychology, the ability to join one or more of our affinity groups and participate in their online discussions, the opportunity to join us at STP’s Annual Conference on Teaching (Louisville in 2024 and Minneapolis is 2025), the opportunity to apply for numerous grants and awards, the opportunity to participate in our mentoring program, and the ability to post to and view our list of job postings. Between September 1, 2023 and October 4, 2023, a total of 34 job postings have gone up. And by joining STP, you will have the opportunity to give back to the teaching of psychology community (and adding professional service to your CV) by getting involved in STP. If you’re on Facebook, join the Society for the Teaching of Psychology Facebook group. With over 22,000 members as of October 2023, the members can help you with any teaching of psychology related question you may have. Need new ideas for the Sensation and Perception chapter in Intro? Have a challenging student, colleague, department chair, or administration? Looking for a new kind of assignment? We’re here for you. If you’re not on Facebook, STP operates the PsychTeacher listserv. A listserv is an email subscription service. When you have a teaching of psychology related question, send an email to the listserv email address. Other subscribers will reply to your question. If you’re a fan of webinars, check out the American Psychological Association (APA) Education Directorate’s Learn 2 Learn Series.   For the podcast listeners, there are a number of excellent options. For example, there is Psych Sessions (conversations with psych instructors), Hidden Brain, Speaking of Psychology (from APA), Under the Cortex (from APS), and All in the Mind (from the BBC). The best (and only?) Intro Psych conferences are TIP Northwest (Seattle in the spring) and Psych One (Duke University in June). The two conferences have joined forces to host an online conference in January called Intro Psych: Coast-to-Coast. Psi Beta will be holding their Second Annual Psi Beta Teaching of Psychology Conference (PBTOP) online on December 1, 2023. All seven of the regional psychological associations (i.e. EPA, SEPA, MPA, NEPA, RMPA, SWPA, and WPA) have teaching of psychology programming either as a one-day preconference or embedded throughout the program. There are also local teaching of psychology conferences, such as the Southeastern Teaching of Psychology conference (SETOP) the Mid-Atlantic Teaching Psychology conference (MATOP) and the Midwest Institute for Students and Teachers of Psychology (MISTOP). If you’d like to start your own conference, this document—even though it’s a little dated now—provides some excellent advice. STP also has programming at the APA convention. When I attended my first APA convention, I was feeling a little overwhelmed at the number of presentations. A trusted colleague said, “Just attend the STP sessions. Treat it like a teaching conference.” It was fantastic advice. You can also find STP programming at the Association for Psychological Science conference, at the Society for Personality and Social Psychology (SPSP) conference, and at the Society for Research in Child Development conference. The National Institute on the Teaching of Psychology (NITOP) is held every January. It is one of the best teaching of psychology conferences. If you’re interested in international collaboration on scholarship of teaching and learning activities, check out the Biennial International Seminar on the Teaching of Psychological Science (BISTOPS) held in July on even years in Paris. If you want to flip the script and be paid for professional development rather than paying for professional development, I recommend participating in the AP Psych reading. It was the best move I ever made in my career. I learned a lot about writing essay questions and about rubric development. You'll get that if you do the reading online. However, if you're able, attend in person, at least for the first few years. The best part was making friends who love teaching psychology as much as I do. I have learned--and continue to learn--so much from them. ETS (the owner of the Advanced Placement testing program) pays you, and they cover all travel expenses including hotel for the week. In 2024, the reading will be in Kansas City. Read more about the requirements and apply. I am certain I have missed some fantastic professional development options. Please share your favorites in the comments!   ... View more

In a May 2023 Scientific American article, I was introduced to the concept of recreational fear (Martinez-Conde & Macknik, 2023). Of course, we’re all familiar with it. It was the term that was news to me. People who are into recreational fear do things that are scary—for fun: roller coasters, bungee jumping, haunted houses, horror movies. You get the idea. I’ve been on a bobsled (twice) and have been zip lining over some pretty impressive gorges (twice), but horror movies and haunted houses are not my bag. Researchers wondered if being with friends would lessen the intensity of the fear in these recreational settings (Tashjian et al., 2022). Sometimes when we are with others in fear-inducing situations, social buffering occurs. The presence of others reduces our fear. But sometimes we experience social contagion. The presence of others increases our fear. In instances of recreational fear, which is it? Here’s a little experimental design practice for the social psych chapter in Intro Psych. Ask students to work in small groups to design an exploratory study. Since we don’t know (or at least your students don’t know yet) whether the presence of others increases or decreases fear—and we can make a good case for either one, we won’t have an hypothesis. The question is “Does the presence of others in a recreational fear situation increase or decrease fear?” Your students will have a few problems to solve in designing this study. First, the independent variable. Will they focus on the effect of the presence of friends, strangers, or both? Will they investigate the impact of group size? Does the presence of five others have more of an impact than, say, one other person? There is also the challenge of the recreational fear situation itself. Even though your students are not actually going to conduct this study, potential IRB ethical concerns should be considered. I doubt that your IRB would approve of you scaring the bejesus out of your participants. Is there someplace in your community or nearby environs where people pay to be scared? Ask your students to design a study where they would solicit volunteers from those paying customers. And now the dependent variable. How would your students operationally define fear? Invite groups to share their designs with the class. To close this activity, tell students about the Tashjian et.al study (Tashjian et al., 2022). The researchers elicited the help of the good folks at The 17th Door, a haunted house experience now located in Buena Vista, CA. The research article includes a summary of what happens in each of the 17 scenes. I read through them. Here is the researchers’ concise summary. “Each of the 17 contiguous rooms involved distinct threats, including the inability to escape an oncoming car, mimicked suffocation, actual electric shocks, and being shot with pellets by a firing squad while blindfolded” (Tashjian et al., 2022, p. 238). In an understatement for the win, they write, “[T]his type of immersive threat manipulation is not replicable in the lab” (Tashjian et al., 2022, p. 238). The “immersive threat manipulation” lasted 30 minutes. I’ve been on a bobsled and been ziplining over deep gorges. As far as recreational fear goes, I’m pretty sure The 17th Door is not for me. The researchers recruited participants after they paid the admission fee and signed the waiver required by The 17th Door. Participants went through in groups of eight to ten. The researchers asked the volunteers how many friends were in their group. Everyone went through with at least one friend. Some groups were comprised entirely of friends. As a measure of fear intensity, each volunteer wore a wrist sensor that measured skin conductance. The groups of participants are led through the experience by an employee of the The 17th Door on a precisely timed schedule. That allowed the recorded sensor activity to be aligned precisely with the events. Now for the results. Social contagion won out over social buffering. The more friends people had with them, the greater the fear they experienced as measured by skin conductance. The authors acknowledge that because changes in skin conductance are due to sympathetic nervous system arousal, the increase in skin conductance could be caused by factors other than fear, such as excitement or nervousness. To close out this activity, tell students that there is a Recreational Fear Lab at Aarhus University in Denmark run by Mathias Clasen and Marc Malmdorf Andersen. If the photo on their “people” page is accurate, their research assistants get lab coats that read on the back “Horror Research Team.” I’m a little jealous. These are the Recreational Fear Lab’s research questions for 2020-2023:     What is recreational fear, and what can it be used for?     What characterizes engagement with recreational fear across the lifespan?     What psychological and physiological characteristics are associated with recreational fear?     When does recreational fear turn into real fear? I’m particularly intrigued by the last question. There is a boundary, but how do we identify it—both as researchers and as a terrified person? In The 17th Door, participants can yell “Mercy” to signal that they want to opt of a scene or opt out of the entire event. What factors contribute to a person making that decision? Is that caused by crossing the line between recreational fear and real fear? Which research question do your students find the most interesting and why?   References Martinez-Conde, S., & Macknik, S. (2023, May). Friends can make things very scary. Scientific American, 328(5), 80. Tashjian, S. M., Fedrigo, V., Molapour, T., Mobbs, D., & Camerer, C. F. (2022). Physiological responses to a haunted-house threat experience: Distinct tonic and phasic effects. Psychological Science, 33(2), 236–248. https://doi.org/10.1177/09567976211032231   ... View more

In the (freely available) editorial that opened the June 2, 2023 edition of Science, H. Holden Thorp, Editor-in-Chief of Science, reminds us that “it matters who does science” (Thorp, 2023, p. 873). His point is that scientists are human, humans make mistakes, therefore scientists make mistakes. And we should just own that. Science is riddled with mistakes. Thorp urges us to use the phrase “trust the scientific process,” because it suggests that “science is what we know now, the product of the work of many people over time, and principles that have reached consensus in the scientific community through established processes of peer review and transparent disclosure” (Thorp, 2023, p. 873). Science is the process, not just a collection of known facts—or a collection of theories that tie the known facts together into a (semi-)coherent whole.   Thorp also notes that when a working group of scientists all have the same preconceived notions, their biases may affect the research questions they ask, how they try to the answer those research questions, and how they may interpret the results. However, when people with different lived experiences and cultural backgrounds are part of the research process, “scientific consensus can be reached faster and with greater reliability” (Thorp, 2023, p. 873).  Yes, science is riddled with mistakes, but the greater diversity of experiences we bring to science the faster we can rid ourselves of these mistakes and reduce the number of mistakes we make going forward. I’m reminded of some of my favorite psychologists whose lived experiences led them to ask the research questions they are now famous for. Mamie and Kenneth Clark asked young Black children to choose the doll they would like to play with: a Black doll or a white doll. The children chose the white doll. That research, which was presented to the U.S. Supreme Court by Thurgood Marshall, influenced the outcome of what we now know as Brown vs. Board of Education. Anyone could have done that research, but only Black psychologists thought to ask the question. Lillian Gilbreth, the mother of industrial/organizational (I/O) psychology, became interested in efficient kitchens after 1920s sexism resulted in dropped business contracts after her husband’s death. Again, anyone could have done research into how to create an efficient kitchen, but only a female psychologist thought to ask the question. In a more recent example, researchers have been uncovering the factors that contribute to racial disparities in sleep quality, such as racial disparities in shift work, exposure to light and air pollution, and acculturation stress. Sure, we can tell people to get better sleep, they need to sleep in a quiet, dark, cool room, but what if they live in an urban environment with plenty of middle-of-the-sirens, ambient street lighting, and no air conditioning? And what if they work the night shift? What if what’s keeping them awake is worrying about whether their boss’s racism is keeping them from getting raise or promotion? Researchers who are asking these questions include Girardin Jean-Louis, Dayna Johnson, Carmela Alcántara, and Alberto Ramos (Pérez Ortega, 2021). After covering research methods in Intro Psych, ask your students to read Thorp’s editorial. Next, invite your students to consider their own lived experiences. What research questions would they ask?   References Pérez Ortega, R. (2021). Divided we sleep. Science, 374(6567), 552–555. https://doi.org/10.1126/science.acx9445 Thorp, H. H. (2023). It matters who does science. Science, 380(6648), 873. https://doi.org/10.1126/science.adi9021   ... View more

Last month (August 2023) I wrote a blog post with suggestions on how we can embed financial literacy education into the Intro Psych course (Frantz, 2023). If I had not been behind on my science periodicals reading, I would have seen the excellent interview piece with financial psychologist Wendy De La Rosa in the Monitor on Psychology (Fairbank, 2023). De La Rosa and her colleague Stephanie Tully have been researching subjective wealth perceptions. “A person’s perception of their financial situation is often more important than their objective financial status” (p.33) (Fairbank, 2023). If you believe that you’re in dire financial straits—whether you actually are or not—the stress of that belief will interfere with your sleep, your concentration, and your health. One study found a statistically significant .32 correlation between household income and subjective financial situation (Gasiorowska, 2014). In other words, yes, the higher one’s household income, the higher one tends to rate their subjective financial situation—defined as “perceived financial situation, ability to make ends meet and adequacy of income to fulfill needs and wants” (Gasiorowska, 2014, p. 72). But a correlation of .32 is well below a perfect 1.0 correlation. After covering correlations, ask students what other variables they think may affect how one evaluates their own financial situation such that there would be a mismatch between how much money one actually has and their perception of how much money they have. The biggest mediator the researchers found was financial control (Gasiorowska, 2014). The more control a person has over their finances, the better able they are to align their actual income with their perceptions of that income. This reminds me of a couple I knew. He handled all of the finances, because she didn’t want to. However, she had high anxiety around how much money they had. She was certain they were going to be destitute any minute. He would assure her that they had plenty of money to make ends meet and then some. He would show her the bank statements and the bills. It would allay her fears for a bit, and then the anxiety would come roaring right back. While this study was not done with children or adolescents, I have to wonder how much of a disconnect there might be between their family’s actual household income and their subjective wealth perception. I wonder how many caregivers bring their children and adolescents into financial discussions. For example, “This is how much money we have coming in every month. Here is how much everything costs: utilities, cell phones, Internet, groceries, entertainment. This is how much we’re able to save.” In the Monitor article, we learn that Wendy De La Rosa’s mother did not speak English, so as a child De La Rosa translated financial documents for her mother, such as bank notices and credit card statements. De La Rosa had a front row seat to her family’s financial situation. With such early training on the inner workings of household finances, I imagine De La Rosa entered adolescence with an understanding of household money-management that many children don’t have. De La Rosa and Tully appear to have found another variable that helps create a mismatch between actual income and subjective wealth perceptions: pay frequency. “[G]etting paid more frequently increases subjective wealth perceptions and as a result, we tend to spend more than if we got paid less frequently” (Fairbank, 2023, p. 34). This really underlines the importance of creating a household budget and sticking to it. It will be hard to pay rent if the money is going out as fast as it’s coming in.   De La Rosa has a TED series called “Your Money and Your Mind.” There are eight videos, all less than five minutes long. This could make for an interesting online discussion prompt: Watch the eight videos created by financial psychologist Wendy De La Rosa. Which video is the most important one for your friends to watch? Why? Lastly, what was the most interesting thing you learned from that video? Explain. Lastly, I wonder how many students would enroll in a Financial Psychology course. It would be a fun one to teach!   References Fairbank, R. (2023, June). 5 questions for Wendy De La Rosa. Monitor on Psychology, 54(4), 33–34. Frantz, S. (2023, August 10). Increasing financial literacy through Intro Psych: Anchoring & operant conditioning. Macmillan and BFW Teaching Community. https://community.macmillanlearning.com/t5/psychology-blog/increasing-financial-literacy-through-intro-psych-anchoring-amp/ba-p/19235 Gasiorowska, A. (2014). The relationship between objective and subjective wealth is moderated by financial control and mediated by money anxiety. Journal of Economic Psychology, 43, 64–74. https://doi.org/10.1016/j.joep.2014.04.007     ... View more

As of June 2023, recreational cannabis use is legal Canada (Department of Justice, Canada, 2021) and in 23 U.S. states, the District of Columbia, Guam, and the Northern Mariana Islands (Reuters, 2023). Not that it has to be legal for people to use it. In a 2022 national survey, researchers asked people about their marijuana use. Of full-time college students between the ages of 19 and 22, 22.1% reported that they used marijuana at least once in the last 30 days, whereas only 4.7% reported that they used it daily. Both numbers were lower than for age-matched non-college students (28.2% monthly and 14.5% daily). That 30-day percentage of 22.1% for college students is about where the numbers have been since 2013. To see these kind of numbers for marijuana use, we have to go back to the early 1980s. In 1980, a whopping one-third (34.8%) of college students reported using marijuana in the previous 30 days (Patrick et al., 2023). Why do college students use marijuana? In one qualitative study, one reason participants gave was that they used it for a boost in creativity (Kilwein et al., 2022). But does marijuana actually make users more creative? Or do they just think they are more creative? After covering experimental design, give your students this hypothesis: Cannabis use increases creativity. Ask students for the independent variable (including an experimental group and a control group) and the dependent variable(s). For all variables, ask for operational definitions. After students have had a couple minutes to consider this on their own, ask students to work in small groups to create their experimental design. If time allows, ask students how or where they would find volunteers for their study. What are the ethical concerns that they need to take into consideration? After group discussion dies down, ask a volunteer from each group to share their design. Now share with students how researchers investigated this same question (Heng et al., 2023). To recruit participants, researchers posted flyers in recreational cannabis dispensaries in Washington (a state where such use is legal) and on Craigslist. Users who smoked one joint no more than a few times a week were selected to participate. Anyone who reported being pregnant was excluded. Participants were mailed cannabis test kits and emailed the study information. Participants who successfully completed the study received a $25 gift card. Participants were randomly assigned to one of two conditions: high during the creativity test or not high during the creativity test. “High” was operationally defined as having used marijuana in the last 15 minutes. The researchers note that the participants had to supply their own cannabis. “Instead of stipulating a specific time to complete the study, participants were asked to begin the study within 15-min of their volitional cannabis use. This addressed the IRB restriction of not instructing cannabis use” (Heng et al., 2023, p. 637). Now we need an operational definition for creativity. “Participants were asked to generate as many creative uses as they could for a brick in 4 min” (Heng et al., 2023, p. 637). They also rated their brick ideas based on how creative, original, and novel they thought they were on a 5-point scale.  Then they used the saliva test kit and mailed it back to the researchers. What did the researchers find? Participants who used cannabis before doing the creativity task thought they were more creative than did those in the control group. But were they really more creative” The researchers asked a couple research assistants who were blind to conditions to evaluate the creativity of the answers, and they also asked participants on Prolific to do the same. Neither the research assistants nor the Prolific participants saw any difference in creativity between the groups. There was a bit more to the research design if you’d like to share this with your students as a way to conclude this activity. The researchers also asked the participants how happy and joyful they were. The researchers found that it was this mood state that mediated creativity evaluations. Cannabis use was more likely to result in higher creativity ratings if the person was happy while high.     References Department of Justice, Canada. (2021, July 7). Cannabis legalization and regulation. https://www.justice.gc.ca/eng/cj-jp/cannabis/ Heng, Y. T., Barnes, C. M., & Yam, K. C. (2023). Cannabis use does not increase actual creativity but biases evaluations of creativity. Journal of Applied Psychology, 108(4), 635–646. https://doi.org/10.1037/apl0000599 Kilwein, T. M., Wedell, E., Herchenroeder, L., Bravo, A. J., & Looby, A. (2022). A qualitative examination of college students’ perceptions of cannabis: Insights into the normalization of cannabis use on a college campus. Journal of American College Health, 70(3), 733–741. https://doi.org/10.1080/07448481.2020.1762612 Patrick, M. E., Miech, R. A., Johnston, L. D., & O’Malley, P. M. (2023). Monitoring the Future Panel Study annual report: National data on substance use among adults ages 19 to 60, 1976-2022 (Monitoring the Future Monograph Series). Institute for Social Research, University of Michigan. https://monitoringthefuture.org/wp-content/uploads/2023/07/mtfpanel2023.pdf Reuters. (2023, June 1). U.S. states where recreational marijuana is legal. Reuters. https://www.reuters.com/world/us/us-states-where-recreational-marijuana-is-legal-2023-05-31/     ... View more

In eight days, I officially retire from Highline College, where I’ve taught since 2001. For a number of months, I’ve been saying that I’m pre-semi-retired. It occurred to, however, that that’s hogwash. I’m actually differently employed. More on that in a bit. Since I announced to my colleagues that I was going to retire in fall 2023, I’ve had several people ask me about whether I had concerns about losing my professional identity. No, I don’t. In fact, I have so few concerns about it that it never occurred to me that I might no longer see myself as a professor. Years ago, my wife and I were watching some sort of sporting event. One of the broadcast analysts was once a coach, and everyone kept calling them “coach.” My wife said something like, “Oh! ‘Coach’ is an honorific. Once a coach, always ‘coach.’” Now that I’m close to no longer being a full-time professor, “professor” feels the same to me as “coach.” And, really, they’re pretty similar professions. There are other reasons that I don’t see me shedding my professor identity. For example, I can teach a class as an adjunct if I’d like. It’s hard to not see myself as a professor if I am professing to a class of students. Also in my professorial role, I am writing textbooks. I have an Intro Psych textbook on the market now and a Social Psych textbook will be published in the next year. Textbook writing feels a lot like teaching; I curate psychological science and explain it to students. As everyone who has been teaching for a while can attest, students comprise just one part of our teaching role. We also ‘teach’ colleagues. The ‘lessons’ commonly start with a colleague saying, “Hey, do you have a minute? I’d like some advice on…” I’m still doing that. While I don’t get as many questions as I did when I was full-time, I get the occasional text or have such a conversation at a conference. These blog posts are just another form of that. More generally, there are plenty of things I’m doing to maintain my happiness as I slide into the next chapter of my life. For all of my colleagues in the professoriate who are considering retiring or who have made the leap, let’s use the PERMA model of subjective well-being (Seligman, 2018) to see how things might go. P is for positive emotions One of the joys of retirement is that we get to choose to get involved in projects that are fun without having to suffer through job responsibilities that are, well, insufferable. Teaching a class as an adjunct? Fun! Chairing a search committee? Not fun! We know all of the things we should do to manage stress: eat well, exercise, sleep. With retirement we may find that we have even more time to do those things. My wife and I have more time to plan, shop for, and make meals. We have a basic home gym (dumb bells and a rowing machine), and we block out time on the calendar to use it. And sleep—I go to bed when I want (early!), and I get up when I want (early!). E is for engagement Flow. Let’s completely lose ourselves in the activities we enjoy. Writing frequently does that for me. Not always, but frequently. Most of my friends have hobbies that engage them. After retiring, they have more time to do the activities they love. R is for relationships The loss of work relationships is a real concern for most everyone who is considering retirement. That was one of the many lessons of COVID. Those of us who were sent home to work learned what it was like to no longer have hallway conversations. I know I couldn’t have told you how important those conversations were until they were gone. There are some Highline College colleagues that I occasionally exchange texts and emails with. My professional circle is much greater that, though. My wife refers to all of my non-Highline psychology colleagues in the collective as the “psychosphere.” Because I never saw them (you!) in the hallways of my college, I don’t feel like I’ve lost them (you!). As some work relationships fade with time, retirement gives us the opportunity to build new ones. I wrote a few weeks ago about how becoming a regular someplace can provide important relationships (Frantz, 2023). Online forums can provide similar opportunities. The Society for the Teaching of Psychology (STP) recently launched affinity groups that give STP members with shared identities or experiences the opportunity to meet and discuss important and not-so-important topics in an online forum. Conferences were another place where we were able to connect—confer—with colleagues. I’ll confess that well before I retired my primary purpose for attending conferences was to meet with my friends and make new friends. In SPQR: A History of Ancient Rome, the author and Roman historian Mary Beard tells us that Polybius (200 BCE – 118 BCE) supposedly advised a young man, “Never come back from the Forum…until you have made at least one new friend” (Beard, 2016, p. 184). If we are not yet friends and you see me at a conference, please say hi. Remember that I’m following Polybius’s advice. After every conference trip, I need to have made at least one new friend. Attending conferences is more challenging as a retiree because your institutional travel support is gone. This is less of an adjustment for those who were at institutions that didn’t provide much or any travel support to begin with. Who knew that there’d be a plus side to that? If you have money budgeted for travel, consider building a vacation around a conference. NEPA/NECTOP are in Worcester, MA in early October 2023. My wife and I will be coming in a few days early and leaving a few days after so we can spend some time touring New England. Or, if you’re lucky, a conference may be held near your city. Here are some conferences worth considering. Some even have reduced registration rates for retirees. For example, STP’s ACT early bird registration for retirees (and adjuncts and high school teachers) is $35 less than the regular rate: NEPA/NECTOP (Oct 2023). Worcester, MA STP’s ACT (Oct 2023). Portland, OR NITOP (Jan 2024). Bonita Springs, FL EPA (Feb/Mar 2024). Philadelphia, PA SWPA (Mar 2024). San Antonio, TX RMPA (Apr 2024). Denver, CO SEPA (Apr 2024). Orlando, FL MPA (Apr 2024). Chicago, IL WPA (Apr 2024). San Francisco, CA Teaching Intro Psych (TIPNorthwest) (Apr 2024 – probably). Seattle, WA APS (May 2024). San Francisco, CA PsychOne (Jun 2024). Durham, NC APA (Aug 2024). Seattle, WA M is for meaning This may be the one that people contemplating retirement fear losing the most. The fear is not unwarranted. It’s not uncommon for recent retirees to struggle with finding meaning in their lives when for so long work provided so much of that meaning. These days, I get a lot of my meaning from writing. In addition to textbooks (including the Teaching Psychology book I have with Doug Bernstein and Steve Chew, I also have this blog and my Technology for Academics blog. I recently spoke with a publisher who was looking for someone to write a “how to teach Intro Psych” manual of sorts. While it’s not a project I can take on, it was a good reminder to let you know that if you’re interested in any kind of writing for publishers, let your book reps know. They’ll pass your contact information along to their editorial team. Lots of publishers are looking for people to create textbook supplements. Someone has to create the slide decks, instructor resource manuals, and test banks. It might as well be you. While writing a book is a significant commitment, a blog can be written on your own timeline. Here are some tips on getting started with blogs. Or maybe podcasts are more your thing. If you want to try out podcasting and you have an idea for a series, ask the good people at Psych Sessions (info@psychsessions.org) if they’d be interested in you being a series host. For example, a “where are they now?” series could be fun. You could have 30-minute conversations with teaching of psychology luminaries who have retired. What are they doing now? Or maybe you’d like to work one-on-one with someone who is new to teaching psychology. The Society for the Teaching of Psychology has a mentoring program where seasoned/experienced/veteran (you choose your adjective) faculty are paired with early career faculty or advanced graduate students. It’s a terrific opportunity to share your expertise. I also highly recommend getting involved in your professional associations. The Society for the Teaching of Psychology has a boatload of service opportunities—diversity and international, membership, resources, programming, awards. STP has something for everyone. You can always find current openings on the Get Involved page. A is for accomplishment Don’t underestimate the power of achieving goals. If you are about to retire or have recently retired, take some time to reflect on what you’ve accomplished (so far!) in your career. Now’s a good time to review your CV. What were your favorite classes to teach? Who are your most memorable students? What was your most satisfying research line? Who did you learn the most from? Who do you think learned the most from you? (Also, these are great questions for the guests on your “where are they now?” podcast series!) Now, what are your next set of goals? It’s time for a new chapter!   References Beard, M. (2016). SPQR: A history of ancient Rome. Profile Books. Frantz, S. (2023, August 21). Decreasing loneliness through weak ties: A survey example. Macmillan and BFW Teaching Community. https://community.macmillanlearning.com/t5/psychology-blog/decreasing-loneliness-through-weak-ties-a-survey-example/ba-p/19251 Seligman, M. (2018). PERMA and the building blocks of well-being. Journal of Positive Psychology, 13(4), 333–335. https://doi.org/10.1080/17439760.2018.1437466   ... View more

To begin this online or face-to-face discussion, ask your students to read this brief introduction to Institutional Review Boards (IRBs) on the American Psychological Association website (APA, 2023). Next, ask students to read the section on the “criteria for IRB approval of research” in the U.S Code of Federal Regulations. (If you are outside the United States, refer to the regulations in your country.) Students are to imagine that they are the community representative serving on their institution’s IRB. Give students this information: A research proposal from a group of researchers at your institution is now up for review. Imagine that the IRB has received the following proposal. (The text comes from the introduction section of a recently published study. The bracketed text has been added to change the verb tense.) Study 1 [will test] whether couples’ financial arrangements can mitigate the corrosive effect of time on relationship quality. Using a longitudinal field experiment, we [will] randomly [assign] couples to merge their money in a joint bank account, to keep their money in separate bank accounts, or to a condition where they [will receive] no instructions about how to structure their finances. We [will recruit] only engaged or newlywed couples for this experiment, since those couples’ relationship dynamics are not yet set in stone and are presumably responsive to intervention (Huston et al. 2001; Joel and Eastwick 2018). We [will follow] these couples for 2 years, conducting six waves of data collection across the connubial crucible [the newlywed years]. We [will measure] changes in relationship quality and financial harmony (i.e., the extent to which partners are satisfied with how they handle and discuss money). We [expect to] find that couples who transition to a joint bank account [will be] buffered against the normative decline in relationship quality observed within longitudinal research on marriage, an effect due in part to positive changes in financial harmony (Olson et al., 2023, p. 3). One challenge for IRBs is how to weigh potential risks to participants against potential benefits to participants and the value of the knowledge gained from the research. What risks to participants can you envision? What benefits to participants? What is the value of the knowledge that may be gained from this study? Would you say that the potential risks are worth the potential reward? Explain. What questions do you have for the researchers about the ethics of this study? (Refer to the section on the “criteria for IRB approval of research” in the U.S Code of Federal Regulations to frame your response.) What answers to your questions would you need to see in order to give your okay for this study? Explain. If there are risks to participants, IRBs may allow a study to be conducted if the participants in the study are made aware of the risks. What information would you need to see in the informed consent form in order to allow this study to move forward? Explain. This study did indeed receive IRB approval and was conducted—as you undoubtedly guessed since it was published. Students may wonder about the results. The researchers found that their no-intervention control group and separate-money condition both experienced a similar decline in relationship quality over the 2-year period. The researchers noted, however, that 72% of the couples in the control group maintained separate accounts throughout the entire time period. Of those in the control group who did opt to merge their money did so in the second year. In other words, the no-intervention group, in practice, looked very similar to the separate-account group. In contrast, the participants in the joint-money condition experienced a boost in their relationship quality (Olson et al., 2023). If time allows, give students the opportunity to generate their own research questions regarding the connection between finances and relationship quality.   References APA. (2023, August). Frequently asked questions about institutional review boards. https://www.apa.org/advocacy/research/defending-research/review-boards Olson, J. G., Rick, S. I., Small, D. A., & Finkel, E. J. (2023). Common cents: Bank account structure and couples’ relationship dynamics. Journal of Consumer Research, ucad020. https://doi.org/10.1093/jcr/ucad020   ... View more

It was with great dismay that I read this New York Times article on the number of close calls between airplanes (Ember et al., 2023). With the challenges faced by understaffed air traffic control towers, the sheer number of close calls are not surprising. What is surprising is that the last time a U.S. airline had a fatal crash was in 2009. After reading that article, I opened my computer to see on my screen a ScienceDaily summary of a study that found correlations “between early classes, less sleep, poor attendance and reduced grade point average” (ScienceDaily, 2023). I thought, “yes, lack of sleep can negatively affect GPA, but it can also get people killed.” After covering sleep in Intro Psych, ask your students to review the tips for better sleep provided by the Sleep Foundation (Suni & Singh, 2023). All of these tips imply that we as individuals have complete control over our sleeping conditions. We know that it’s not quite that simple. For example, I have previously written about how social conditions can affect sleep (Frantz, 2022). This most recent New York Times article on airplane near misses points out that work can make getting good sleep problematic. Invite your students to read that New York Times article. And then in the context of a discussion (online or face-to-face) or as an assignment, ask students to answer these questions. Of the Sleep Foundation’s 20 tips for better sleep, which ones would be impossible for air traffic controllers do according to the New York Times article? Explain. Of the 20 tips, which ones might be difficult for air traffic controllers to do? Explain. Of the 20 tips, which ones would be easiest for air traffic controllers to do? Explain. If you were in charge of air traffic controllers, identify at least three things you would do to improve their sleep.   References Ember, S., Steel, E., Abraham, L., Lutz, E., & Koeze, E. (2023, August 21). Airline close calls happen far more often than previously known. The New York Times. https://www.nytimes.com/interactive/2023/08/21/business/airline-safety-close-calls.html Frantz, S. (2022, January 10). Sleep deprivation is also a social justice issue. Macmillan and BFW Teaching Community. https://community.macmillanlearning.com/t5/psychology-blog/sleep-deprivation-is-also-a-social-justice-issue/ba-p/16243 ScienceDaily. (2023, March 28). Early morning university classes correlate with poor sleep and academic performance. ScienceDaily. https://www.sciencedaily.com/releases/2023/03/230328145459.htm Suni, E., & Singh, A. (2023, August 8). The 20 tips for how to sleep better. Sleep Foundation. https://www.sleepfoundation.org/sleep-hygiene/healthy-sleep-tips   ... View more

The ‘R’ in the PERMA model of happiness is relationships (Madeson, 2021). In this New York Times article Maura Kelly tells us that following a break-up, she was feeling lonely. A friend advised her to become a regular somewhere (Kelly, 2023). [Cue the theme song from the sitcom Cheers.] Her friend’s advice was solid. All relationships matter, even the casual ones. During the COVID lockdown, I wrote about the importance of weak ties (Frantz, 2021).  For students who are starting college this fall away from home, they may be away from their family and high school friends for the first time in their lives. Their weak ties are gone, and their strong ties may be more challenging to maintain. Loneliness is to be expected. In Intro Psych, we can use the research methods chapter to normalize loneliness and provide students some strategies for reducing it. After covering surveys in the research methods chapter, ask students to read this article on a survey about loneliness done with older adults (Lam et al., 2023), and then answer these questions: Explain the difference between strong and weak ties. Give examples of each. [Background section] Where did the researchers find their survey participants? [Study section] What was the response rate for this survey? [Study section] Explain what is meant by the term response rate. How many participants were included in the researchers’ subsample? What was the purpose of the subsample? [Study section] According to the results of this study, which is more important: strong ties, weak ties, or a mix of both? [Conclusion section] The researchers argue that there are three reasons weak ties are important. What are they? [Conclusion section] While this study was about older adults, would you expect similar findings for first-year college students? Why or why not? Give an example of at least one weak tie that you have. How do you know this person? How often do you see them? Identify at least one thing you can do to increase the likelihood of developing more weak ties. A couple of years ago, we moved across the country. In our new community, we’ve been building our network of weak ties. From that network we’ve created some strong ties, too. For example, we visit our favorite local coffee shop once or twice a week. Over time, we have gotten to know the owners, the baristas, and many of the regular patrons. At our favorite restaurant, the servers now greet us with hugs. Weak ties, yes, but powerful weak ties. It is difficult to not feel a sense of community when you’re hugged just for going out to dinner. Assure your students that to develop weak ties, they do not need to be an extravert. Encourage your students to find a place where they like the atmosphere—a coffee shop, a comfy spot in the student union, a corner of the public library. Tell them to visit their chosen spot frequently. Assure them that the mere exposure effect will work in their favor. As your students begin to see faces that are now familiar, encourage your students to nod or smile in recognition of these others who are also regulars, and, over time, chat about something innocuous, like the weather. Face-to-face classes can be another source of weak ties, but since time in the classroom is limited, students may need to work a little faster to develop those ties. However, weak ties may be easier to develop with other students who are in the same major because they may see the same students in multiple courses. Loneliness is very real. Using this survey example in the Intro Psych research methods chapter is one way to encourage students to expand their network of weak ties.   References Frantz, S. (2021, February 2). Watercooler conversations: Weak-ties matter. Macmillan and BFW Teaching Community. https://community.macmillanlearning.com/t5/psychology-blog/watercooler-conversations-weak-ties-matter/ba-p/13702 Kelly, M. (2023, August 11). Where everybody knows your name. The New York Times. https://www.nytimes.com/2023/08/11/well/become-a-regular-loneliness.html Lam, J., Broccatelli, C., & Baxter, J. (2023). Diversity of strong and weak ties and loneliness in older adults. Journal of Aging Studies, 64, 101097. https://doi.org/10.1016/j.jaging.2022.101097 Madeson, M. (2021, June 12). Seligman’s PERMA+ model explained: A theory of wellbeing. https://positivepsychology.com/perma-model/       ... View more

Omega-3 fatty acids are important for brain health (Barnes et al., 2021; Lange, 2020; Thomas et al., 2021). Nuts—particularly walnuts—are high in omega-3 fatty acids (The Nutrition Source, n.d.). After covering experimental design or as a experimental design booster in the lifespan chapter, give students this hypothesis, and then ask them to work in small groups to design an experiment that would test it. Hypothesis: Eating walnuts will enhance the neuropsychological and behavioral development of adolescents. Ask the groups to identify the independent variable—both experimental and control conditions—and the dependent variables. Students should also provide operational definitions of all variables. Before deciding on operational definitions, encourage students to consider what information they may be lacking. For example, has previous research revealed how many grams of walnuts a day may be needed? How many days or weeks may the walnuts need to be eaten to see any effects? What kinds of dependent measures might reveal effects? This is a good opportunity to explain the importance of a lit review. Knowing what other researchers have done and have discovered can inform how we design our study. After groups have had an opportunity to design their studies, invite a representative from each group to share their design. As an out-of-class assignment, ask students to read this freely available Lancet article on an experiment conducted in a dozen high schools in Barcelona (Pinar-Martí et al., 2023) and to answer these questions: What was the independent variable? Identify both the experimental and control conditions. What was the operational definition used for the experimental condition? What were the dependent variables? Hint: there were four neuropsychological variables and two behavioral variables. When the researchers removed from their data analysis those in the experimental group who did not eat the amount of walnuts as requested, what results did they find?   References Barnes, S., Chowdhury, S., Gatto, N. M., Fraser, G. E., & Lee, G. J. (2021). Omega‐3 fatty acids are associated with blood–brain barrier integrity in a healthy aging population. Brain and Behavior, 11(8), e2273. https://doi.org/10.1002/brb3.2273 Lange, K. W. (2020). Omega-3 fatty acids and mental health. Global Health Journal, 4(1), 18–30. https://doi.org/10.1016/j.glohj.2020.01.004 Pinar-Martí, A., Gignac, F., Fernández-Barrés, S., Romaguera, D., Sala-Vila, A., Lázaro, I., Ranzani, O. T., Persavento, C., Delgado, A., Carol, A., Torrent, J., Gonzalez, J., Roso, E., Barrera-Gómez, J., López-Vicente, M., Boucher, O., Nieuwenhuijsen, M., Turner, M. C., Burgaleta, M., … Julvez, J. (2023). Effect of walnut consumption on neuropsychological development in healthy adolescents: A multi-school randomised controlled trial. EClinicalMedicine, 59, 101954. https://doi.org/10.1016/j.eclinm.2023.101954 The Nutrition Source. (n.d.). Omega-3 fatty acids: An essential contribution. Harvard School of Public Health. Retrieved August 10, 2023, from https://www.hsph.harvard.edu/nutritionsource/what-should-you-eat/fats-and-cholesterol/types-of-fat/omega-3-fats/ Thomas, A., Baillet, M., Proust‐Lima, C., Féart, C., Foubert‐Samier, A., Helmer, C., Catheline, G., & Samieri, C. (2021). Blood polyunsaturated omega‐3 fatty acids, brain atrophy, cognitive decline, and dementia risk. Alzheimer’s & Dementia, 17(3), 407–416. https://doi.org/10.1002/alz.12195   ... View more

Earlier this week it was announced that U.S. consumer credit card debt has surpassed one trillion dollars for the first time. Interestingly, there is a positive correlation between household income and the number of households who have carried their credit card debt for more than a year. “Bankrate found that 72 percent of cardholders with credit card debt and annual household incomes of $100,000 or more have been in debt for at least a year. The percentage drops to 70 percent for households with credit card debt and incomes between $80,000 and $99,999; 63 percent for people earning between $50,000 and $79,999; and 53 percent for folks making under $50,000.” (Singletary, 2023). That is a lot of people who are paying interest on their credit card balances. The current average credit card interest rate is a whopping 24.69% (Black & Saks Frankel, 2023). The average U.S. consumer has $5,947 in credit card debt (Dickler, 2023). At least some consumers pay off their credit cards every month, but let’s take someone who is carrying $5,947 in debt on a credit card with a 24.69% interest rate. Nerdwallet’s credit card interest calculator can tell us how much interest we’d pay this month: $121.87. Credit card issuers vary on how they determine minimum payments. For balances over $1,000, the minimum payment for the major credit card issuers is commonly 1% of the balance owed plus interest and fees (Tsosie, 2022). For our hypothetical person who owes $5,947, their minimum payment would be $59.47 (1% of the balance) plus $121.87 (interest) for a total of $181.34. That $59.47 barely touches the principle. Why don’t credit card issuers have an even lower minimum, say, below the amount of interest? Because U.S. federal guidelines discourage it (Tsosie, 2022). Interestingly, but perhaps not surprisingly, 29% of credit card holders make only the minimum payment or up to $50 above minimum. Why? Anchoring appears to be the culprit. These credit card holders seem to use the minimum payment as the anchor and then adjust up from that (Keys & Wang, 2019). When covering anchoring bias in Intro Psych, this example would provide an opportunity to give students a financial literacy booster. When young adults make the transition to independent living, do they have the financial literacy skills to help them keep their debt to a minimum? “Julie O’Brien [PhD in Social Psychology], head of behavioral sciences at U.S. Bank, said before they transition into the real world, it’s important to help your children understand the psychological side of finances. Buying new things can create positive emotions, which mentally reinforces to teens that spending is a good thing. Meanwhile, saving money doesn’t produce instant gratification, making it more difficult to do” (Glass, 2023). I’d even add that paying down credit card debt can be aversive. Giving money to a credit card issuer means less money for me to use. Reframing should help, though. The less money I owe on my credit cards, the less interest I’ll pay, and the more money I will have for me in the long run. Let’s say that instead of paying $121.87 in interest every month, I took a year’s worth of that interest ($121.87 x 12 months = $1,462.44) and put it into a 9-month CD that earns 5%. At the end of that term, I’d get all of my money back plus I’d make $73.12. I have noticed an interesting trend among some of my students. They have turned increasing their credit score into a game. Every time they pay down their debt, their credit score goes up. Several of my students have celebrated their increased credit scores as their good news for the week in our class online discussion boards. Their classmates have congratulated them and followed up by asking how they did it.   Talking about financial behavior in terms of reinforcement and punishment makes our coverage of operant conditioning another opportunity to talk about financial literacy.   References Black, M., & Saks Frankel, R. (2023, August 7). What is the average credit card interest rate? Forbes Advisor. https://www.forbes.com/advisor/credit-cards/average-credit-card-interest-rate/ Dickler, J. (2023, August 10). Average consumer carries $5,947 in credit card debt—A 10-year high. CNBC. https://www.cnbc.com/2023/08/10/average-consumer-carries-5947-in-credit-card-debt-a-10-year-high.html Glass, K. (2023, July 18). The life skills teens should know before leaving home. Washington Post. https://www.washingtonpost.com/parenting/2023/07/18/teen-life-skills/ Keys, B. J., & Wang, J. (2019). Minimum payments and debt paydown in consumer credit cards. Journal of Financial Economics, 131(3), 528–548. https://doi.org/10.1016/j.jfineco.2018.09.009 Singletary, M. (2023, August 9). Credit card debt tops $1 trillion, trapping even six-figure earners. Washington Post. https://www.washingtonpost.com/business/2023/08/08/credit-card-debt-1-trillion-high-earners/ Tsosie, C. (2022, November 28). How credit card issuers calculate minimum payments. NerdWallet. https://www.nerdwallet.com/article/credit-cards/credit-card-issuer-minimum-payment   ... View more

People volunteer their time. I can’t find any research that tells me how many people donate their time or how much time people donate. (If you know of data, please email me at sfrantz@highline.edu or sfrantz@nmsu.edu.) I am going to go out on a limb and say that almost everyone volunteers at least a few minutes of their time in some way at least once a month. When we think of volunteering, we may think of committing a few hours a month to a particular cause. For example, people donate their time to make audio recordings of written material in the public domain (Librivox). Our local arthouse theater is run entirely by volunteers who do everything from selling tickets to selling popcorn (Fountain Theater, Mesilla, NM). As a college student, I volunteered a few hours a week at a domestic violence shelter and rape crisis center (Alice Paul House, Indiana, PA). While all of these activities require some level of training and commitment, there are plenty of less formal ways we can donate our time. For example, during this summer’s heat wave I visited a friend. I saw that he had a cooler on his porch with a sign that read “Cold water. Help yourself.” He puts it out for any delivery or service personnel who come through his neighborhood. It’s a small time (and financial) commitment, but it’s certainly a volunteer activity. I imagine that there are plenty of organizations that would be happy to have people volunteer for just a bit of time with no major time commitment required. Perhaps they would love to have a few people spend one hour—not one hour a week, just one single hour—pulling weeds or picking up trash on their organization’s property. Unfortunately, there isn’t a clearinghouse for these kind of volunteer activities. But what if there were? In the summer of 2022, a one-day pop-up shop appeared in Carlisle, UK. The shop was filled with donations from local businesses, but the prices weren’t in British pounds. They were in volunteer time for local charities. As a member of the initiative said, “It seems people have really responded to this idea because it broke down some of the barriers to volunteering. People do want to make a difference and help charities in their community, but it is not always clear how to do that or who to speak to – the Kinder Shop really connected people with those opportunities” (Gillespie-Wright, 2023). Martha Winn “picked up some impressive wooden chopping boards, vases and a bottle of gin and will be volunteering to help at Eden Valley Hospice’s torchlit procession in October” (Cumbria Crack, 2022). There is plenty of research that shows the value of giving to others. Recreating a pop-up Kinder Shop in your community could be a valuable project for your psych club or your Psi Beta or Psi Chi chapter. Students could share with patrons how giving increases our own happiness (think infographic handouts or posters) while connecting community members and students to volunteer opportunities.   References Cumbria Crack. (2022, June 22). Unique Carlisle shop where you just pay with kindness. https://cumbriacrack.com/2022/06/22/unique-carlisle-shop-where-you-just-pay-with-kindness/ Gillespie-Wright, K. (2023, May 16). The shop where the currency is kindness. Positive News. https://www.positive.news/society/kinder-shop-where-the-currency-is-kindness/   ... View more